:root{
  --navy:#102a43;
  --navy-2:#16324f;
  --gold:#d4a72c;
  --gold-2:#f0c95a;
  --ink:#1f2933;
  --muted:#5b6875;
  --bg:#f6f8fb;
  --white:#ffffff;
  --line:#dde4ec;
  --shadow:0 10px 30px rgba(16,42,67,.08);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:var(--white);line-height:1.65}
img{max-width:100%;display:block;border-radius:20px}
a{color:var(--navy)}
.container{width:min(1120px,92%);margin:0 auto}
.narrow{width:min(840px,100%)}
.site-header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.topbar{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:14px 0}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink);font-weight:700}
.brand img{width:58px;height:58px;object-fit:contain;border-radius:14px}
.site-nav{display:flex;align-items:center;gap:16px;flex-wrap:wrap}
.site-nav a{text-decoration:none;color:var(--ink);font-weight:600}
.nav-phone{padding:.7rem 1rem;border-radius:999px;background:var(--navy);color:#fff !important}
.menu-toggle{display:none;border:1px solid var(--line);background:#fff;border-radius:12px;padding:.7rem .9rem;font-weight:700}
.hero{background:linear-gradient(180deg,#f8fbff 0%,#eef4fa 100%);padding:56px 0 42px;border-bottom:1px solid var(--line)}
.hero-grid,.content-grid,.footer-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:34px;align-items:center}
.hero-media img{box-shadow:var(--shadow);min-height:320px;object-fit:cover;width:100%}
.eyebrow{text-transform:uppercase;letter-spacing:.08em;font-weight:700;color:var(--navy);font-size:.85rem}
h1,h2,h3{line-height:1.2;color:#0f2033}
h1{font-size:clamp(2rem,4vw,3.4rem);margin:.1rem 0 1rem}
h2{font-size:clamp(1.5rem,2.5vw,2.2rem);margin:0 0 1rem}
h3{font-size:1.15rem;margin:0 0 .6rem}
.lead{font-size:1.1rem;color:#2f3f52}
.micro{color:var(--muted);font-size:.94rem}
.section{padding:56px 0}
.section.accent{background:#fffaf0}
.section.gray{background:var(--bg)}
.cta-row,.trust-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:20px}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:.95rem 1.2rem;border-radius:999px;text-decoration:none;font-weight:700;border:2px solid var(--navy)}
.btn-primary{background:var(--navy);color:#fff}
.btn-secondary{background:#fff;color:var(--navy)}
.trust-row span{background:#fff;padding:.55rem .85rem;border-radius:999px;border:1px solid var(--line);font-size:.92rem}
.card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.card,.side-card,.cluster{background:#fff;border:1px solid var(--line);border-radius:24px;padding:22px;box-shadow:var(--shadow)}
.side-card img{margin-bottom:16px}
.check-list,.link-list{padding-left:1.1rem;margin:1rem 0}
.check-list li,.link-list li{margin:.45rem 0}
.link-list a{text-decoration:none;font-weight:600}
.cluster{margin-bottom:18px}
.faq-section details{background:#fff;border:1px solid var(--line);border-radius:18px;padding:14px 16px;margin:12px 0}
.faq-section summary{font-weight:700;cursor:pointer}
.site-footer{background:#0f2033;color:#dce6f0;padding:50px 0 24px;margin-top:40px}
.site-footer h2,.site-footer a{color:#fff}
.site-footer a{text-decoration:none}
.footer-grid ul{list-style:none;padding:0;margin:0}
.footer-grid li{margin:.45rem 0}
.footer-bottom{border-top:1px solid rgba(255,255,255,.15);margin-top:22px;padding-top:18px;font-size:.95rem}
@media (max-width:900px){
  .hero-grid,.content-grid,.footer-grid,.card-grid{grid-template-columns:1fr}
  .menu-toggle{display:block}
  .site-nav{display:none;position:absolute;left:4%;right:4%;top:82px;background:#fff;padding:18px;border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow)}
  body.nav-open .site-nav{display:flex;flex-direction:column;align-items:flex-start}
}